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It used to be that HMO plans were bought by businesses for their employees because health insurance companies could give an organization a deal with the government subsidy to back them up. These were cheaper than individual health insurance plans. Then, insurance companies started lining up doctors to join an HMO.

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"If there were a major suppression of heart attacks or strokes or deaths, that might be justified. But in patients who have never had heart disease and are taking statins to lower their risk (so-called primary prevention), the reduction of heart attacks and other major events is only 2 per 100. And we don't know who the 2 per 100 patients are who benefit or the one per 200 who will get diabetes! Moreover, the margin of benefit to risk is quite narrow.".

Pre-Wash Hair Treatment- Coconut oil is one of the most nutritious products you can put on your hair. It has a high moisture retaining capacity, which keeps hair moistened and soft, and is a great anti-dandruff agent since it deeply moisturizes your scalp. Before your shower, take a small amount of coconut oil and warm it in your hands.