's Office, the main features of the criminal case to the prosecutor consulting credit card, as well as from the case reflects the credit card field of the outstanding issues, in order to further improve the bank's credit card management measures to strengthen supervision of risk. Which, from the Jiading District Procuratorate combined handling the case and issue a copy of "Attorney proposals,Worker dormitory bathroom bathing sudden death _ News _. Inexplicable overdraft of 22 million yuan in 2008, a friend of Mr. Zhang Zhang to find him, and said to themselves with the bank Jiaoshu,hogan, asked Mr. Zhang is need to apply for a credit card,oakley. Already have a credit card, he does not intend to apply for, but due to face between friends, he eventually agreed. Subsequently,mulberry, Mr. Zhang will provide a copy of their own identity card to Zhang. Mr. Zhang, Zhang copy of another person's identity card alone is unable to apply for a credit card, so no this thing to heart. Unexpectedly, the 2009 Spring Festival, he continues to receive a collection letter in the number of banks on the grounds are a credit card overdrafts,Wuzhong police said the chase provinces nothing wrong _ News, the aggregate amount of up to 22 million yuan,air jordan pas cher. He immediately phoned Zhang, has never been able to contact. Mr. Zhang also bank to explain himself never to do this credit card, reminder of the Bank, Mr. Zhang called the police to the public security organs. In December of that year, after investigation, the public security organs Zhang suspects arrested and brought to justice. The report of Mr. Zhang, Zhang confessed after appearing in court. One who have to apply for 31 credit cards 31-year-old Zhang is from Shanghai, and the end of 2007, when unemployment life once more constraints. To see some friends around smartly using a credit card overdraft consumption,abercrombie, Zhang was envious of was given to them to ask how to do card. Zhang issued a false proof of income through their own old school, and then in his own name and has six banks to apply for 11 credit cards. To experience the benefits of overdraft consumption, Zhang obtained through a variety of channels 10 personal identity information to the bank to apply for 12 credit cards,abercrombie uk,The Bus Terminal consulting waiter is too busy to voice Sand. In March 2008, he and Mr. Zhang's identity information for the eight credit cards. Zhang explained that,mulberry outlet, in applying for these credit cards, in addition to the consumer outside, he also by cash,hollister deutschland, cash, etc. overdrafts totaling 32.7 million yuan. Repayment date, Zhang different repayment date of each credit card, take the repayment of the credit card point. Over time, however,abercrombie, he can not afford, he frequently replaced Contact, shelter, to escape the bank as well as Mr. Zhang. In this process, Chen made a false identity, posing as Zhang cheat to obtain credit cardholder installments credit card spending,abercrombie, overdrafts card of RMB 300 million yuan of funds, and share of the stolen money RMB 1600 yuan. Chen subsequently was arrested and brought to justice. In August 2010, Jiading District Prosecutor's Office for prosecution, Jiading district court to credit card fraud and sentenced Zhang to ten years imprisonment, a fine of 100,000 yuan and sentenced Chen to imprisonment for one year and a fine of 20,000 yuan. Attorney recommendations to promote the bank to strengthen supervision of risk transfer the case Jiading District Procuratorate for examination and prosecution, the prosecutor learned in the law suspects for questioning, Zhang was able to succeed with the case of another person's identity information in the absence of the ability to repay apply for multiple credit cards, the main advantage of regulatory loopholes in the credit card to apply for this case also exposed the risk of credit card issuance, use, settlement and other sectors exist and outstanding problems. Currently, there are many banks in order to expand the credit card business, issued to handle the number of indicators to the clerk, salesman in order to complete this indicator in the implementation of the relevant provisions of the will "discount",hollister, thereby increasing the risk of the bank. Jiading District Prosecutor's Office to the card-issuing bank system in order to prevent similar cases from happening again, the Prosecutor's proposals suggest that the bank in the card-issuing audit, merchants, management, transaction monitoring, strict implementation of the system. For example,hollister deutschland, in card issuers links to deal with the applicant's identity, credit status rigorous examination, good risk control head Road crossing; credit card overdrafts should increase monitoring efforts, acts take measures to be effective dynamic monitoring of unusual transactions, multi-card efforts to reduce the occurrence of the cardholder malicious overdraft. Jiading District Procuratorate also this Attorney proposal to send a copy to the Banking Bureau, it is recommended to further strengthen risk regulation, maintaining good financial security and financial management order.